Terms of service

1. Acceptance of terms

These terms of service govern your use of the website operated by PAIR Finance GmbH, pairfinance.ltd ("PAIR Finance GmbH", "we", "us"). By accessing or using this website, you agree to these terms. If you do not agree, please do not use the website.

2. Nature of the service

This website is a free, publicly accessible informational resource about artificial intelligence as applied to debt collection and receivables management. It is provided for general educational purposes only.

3. No professional advice

Nothing on this website constitutes financial, legal, tax or debt advice, and it should not be relied upon as such. Content is general in nature and may not reflect current law or practice in your jurisdiction. Always seek independent professional advice for your specific circumstances.

4. No paid services

PAIR Finance GmbH does not sell, broker or provide debt collection services, financial products or any paid services through this website. We do not process payments, and any suggestion of a transaction originating from this website should be treated as unauthorised and reported to us.

5. Acceptable use

You agree to use this website only for lawful purposes and not to attempt to disrupt its operation, gain unauthorised access to its systems, or use automated tools to scrape or overload the site without our prior written consent.

6. Intellectual property

Unless otherwise indicated, the text, design and graphics on this website are owned by or licensed to PAIR Finance GmbH and protected by applicable intellectual property laws. You may view and share content for personal, non-commercial use, but may not reproduce it for commercial purposes without our written permission.

7. Third-party links

This website may link to third-party websites for reference. We do not control and are not responsible for the content, accuracy or practices of any linked third-party site.

8. Limitation of liability

This website and its content are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, PAIR Finance GmbH shall not be liable for any indirect, incidental or consequential damages arising from your use of, or inability to use, this website.

9. Governing law

These terms are governed by the laws of the Federal Republic of Germany, without regard to conflict-of-law principles, unless mandatory consumer protection laws of your country of residence provide otherwise.

10. Changes to these terms

We may update these terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

11. Contact

Questions about these terms can be sent to support@pairfinance.ltd or by post to Knesebeckstraße 62 - 63, 10719 Berlin, Deutschland.